Bank REPRESENTATIVES

Trade license , all pages of the company
Legal documents of the company
Valid Passport copy with visa & EID of all partners.
6 Month statement in all currencies. (Personal/ company from home country)
5 credit and debit invoices from statements highlighting the dates to confirm the statement
Legal documents of the overseas company from the home country to prove ownership.
Curriculum is vital for the signatory or signatory profile with educational details and years of experience.
Company profile.
Expected annual turnover of the company
5 Customer & Supplier Details as per the below format
Company stamp to stamp bank applications and documents

Trade License
Certificate of Incorporation ( if applicable)
Share Certificate (if issued by the authority applicable) Memorandum & Articles of Association. In case of any amendment to the Memorandum & Articles to share as well
Passport, UAE resident visa and the Emirates IDs of all the partners / authorized signatories
Personal Address proof in UAE (if operating from Flexi Desk ) / Tenancy Agreement of office ( If operating from commercial office)
Boards Resolution confirming the banking powers ( open, operate & close account) duly attested by the Free Zone.

Additional Supporting Documents:
Bank Statement – Latest 3 months
Curriculum Vieta (CVs) for all the shareholders / signatories
Business Plan

Company Documents
Trade License
Chamber of Commerce
Commercial Register

Offshore Company Documents
Certificate of incorporation
certificate of good standing

ID Documents from all stakeholders
Passport Copy
Visa Page
Emirates ID

Documents for Physical Existence of a Company
Ejari
Business center agreement
Note: Flexi Desks not permitted

Source of Income Documents
6 months bank statement of company/sister company/company outside UAE
invoice, transport/service delivery document
3 highest debits and 3 highest credits pertaining to business transactions

Company Documents
DAFZA Trade License
Certificate of Formation
Share certificate
MOA/AOA
Lease agreement – UAE Operational office with three pictures with sign board mandatory.
Resolution for banking operations if more than one shareholder or structure companies.

KYC Documents
Latest 6 months existing bank statement of the company from UAE or home country or 6 months’ salary statements (if shareholder is working).
Latest high value 3 credit and 3 debit invoices against transactions in provided bank statements
Incorporation certificate/Trade license of existing company home country.
Copy of Ejari for company office in UAE.
Business nature and mechanism.
Supplier and client details with website and country of origin.
Latest Residency utility bill of the shareholders in UAE.
Profile of shareholder(s).

ID Documents
Passport, visa and Emirates ID copies of shareholder (s)

Account Opening Forms
Signature cards
Terms and Condition pages
KYC Corporate Form
Entity Tax Residency Form
FATCA Form
Additional KYC (If the company is owned by another entity)
Valid Trade License
Valid Registration of Chamber of Commerce / Membership
Certificate of Incorporation and certificate of good standing (if applicable)
Copies of Memorandum of Association and Addendums
Copies of Power of Attorney
Board resolutions assigning Manager Powers (if any)
Valid passport copies, visa page along with EID of all the partners
VAT certificate
Proof of Address (Tenancy contract or electricity bill)
Latest Audited Financial (2021)/ In house financial 2022
Organization chart (If the company is owned by another entity)
Buyers/ Suppliers Contracts ( if applicable)
6 months bank statement/ Audited financials

Trade License
Certificate of Incorporation
Share Certificate or equivalent document
Copy of the Resolution of the Board of Directors
Copy of the POA
Copy of MOA/AOA/Partnership agreement
Leasing Agreement or other address proof
Copies of the valid passports of the directors /authorized signatories/Contact Person
Other bank account’s statement (if applicable)
Relative Contracts or other agreements showing the business activity
BOCAD KYC Questionnaire (Must be filled to proceed with the application)

Additional supporting documents:
Duly filled and signed Account Opening Application Form
Duly filled and signed Controlling Person Tax Residency Self-Certification Form
Duly filled and signed Entity Tax Residency Self-Certification Form
Duly filled and signed Statement of FATCA Status
SPECIMEN SIGNATURES duly signed by all the directors/authorized signatories clearly specifying the signing authority
T&C duly signed

On boarding steps through the Wio Bank App:
Download app
scan EID and passport
Upload copies of the following documents (trade license, proof of address)
Flexi facility is also approved as an address example talent pass in DAFZ, MOA, Partnership deed, Board resolution, Power of Attorney).
MOA verification that is stamped copy from DAFZ or with a QR code and not docusign which we provide to clients.